证券投资基金（以下简称“基金”）是一种长期投资工具，其主要功能是分散投资，降低投资单一证券所带来的个别风险。 I. Securities investment funds (hereinafter referred to as "funds") are a long-term investment tool whose main function is to diversify investment and reduce individual risks brought by investing in a single security. Funds are different from financial instruments such as bank savings and bonds that can provide fixed income expectations. When an investor purchases a fund, he may not only share the income generated by the fund's investment in accordance with its holdings, but also bear the losses caused by the fund's investment.
基金在投资运作过程中可能面临各种风险，既包括市场风险，也包括基金自身的管理风险、技术风险和合规风险等。 2. The fund may face various risks in the investment operation process, including market risk, as well as the fund's own management risk, technical risk and compliance risk. Huge redemption risk is a risk unique to open-ended funds, that is, when the net redemption application of a fund on a single trading day exceeds 10% of the total share of the fund, investors may not be able to redeem all the funds held Share.
基金分为股票基金、混合基金、债券基金、货币市场基金等不同类型，投资人投资不同类型的基金将获得不同的收益预期，也将承担不同程度的风险。 3. Funds are divided into different types such as stock funds, mixed funds, bond funds, money market funds, etc. Investors who invest in different types of funds will obtain different income expectations and will bear different degrees of risk. Generally speaking, the higher the fund's expected income, the greater the risk that investors will take.
投资人应当认真阅读《基金合同》、《招募说明书》等基金法律文件，了解基金的风险收益特征，并根据自身的投资目的、投资期限、投资经验、资产状况等判断基金是否和投资人的风险承受能力相适应。 4. Investors should carefully read the fund legal documents such as the Fund Contract and the Prospectus, understand the risk and return characteristics of the fund, and judge whether the fund and the investor are based on their investment purpose, investment period, investment experience, asset status, etc. Adapt to the risk tolerance.
投资人应当充分了解基金定期定额投资和零存整取等储蓄方式的区别。 5. Investors should fully understand the difference between the regular fixed investment of the fund and the savings method such as zero deposit and withdrawal. Fixed-term investment is a simple and easy way to guide investors to make long-term investments and average investment costs. However, regular fixed investment cannot avoid the risks inherent in the investment of the fund, it cannot guarantee that investors will obtain income, and it is not an equivalent financial management method that replaces savings.
天弘旗下基金由天弘基金管理有限公司（以下简称“基金管理人”）依照有关法律法规及约定发起，并经中国证券监督管理委员会核准。 6. Tianhong's funds are initiated by Tianhong Fund Management Co., Ltd. (hereinafter referred to as the "fund manager") in accordance with relevant laws, regulations and agreements, and approved by the China Securities Regulatory Commission. (berryware360.cn) 进行了公开披露。 The Fund Contract and the Prospectus of the funds under the fund manager have been publicly disclosed through the designated newspapers and periodicals of the China Securities Journal and the Internet website of the fund manager (berryware360.cn) .
7. The approval of the CSRC does not mean that the CSRC will make substantive judgments, recommendations or guarantees on the risks and returns of the Fund.
基金管理人承诺以诚实信用、勤勉尽责的原则管理和运用基金资产，但不保证本基金一定盈利，也不保证最低收益。 8. The fund manager promises to manage and use the fund assets on the principle of good faith, diligence and due diligence, but does not guarantee that the fund will be profitable, nor will it guarantee minimum returns. The past performance of the Fund and its net value do not indicate its future performance, and the performance of other funds managed by the Fund Manager does not constitute a guarantee of the performance of the Fund. The operating time of funds in China is relatively short and cannot reflect all stages of the development of the securities market. The fund manager reminds investors of the principle of "buyer conceit". After making investment decisions, investment risks caused by changes in fund operating conditions and fund net value It shall be borne by the investor.
投资人应当通过基金管理人或具有基金销售业务资格的其他机构购买和赎回基金，基金销售机构名单详见本基金《招募说明书》以及相关公告。 9. Investors should purchase and redeem funds through fund managers or other institutions with qualifications for fund sales. For the list of fund sales institutions, please refer to the Fund's Prospectus and relevant announcements.
X. A business isolation system is implemented between fund managers and shareholders, and shareholders do not directly participate in the operation of investment of fund assets.
11. Purchasing money market funds is not the same as depositing funds in a bank or a deposit-type financial institution as a deposit. The fund manager does not guarantee that the fund will be profitable or that it will not guarantee a minimum return.
12. An investor investing in a capital preservation fund does not mean that the funds are deposited as deposits in a bank or a deposit-type financial institution. The capital preservation fund still has the risk of principal loss in extreme cases.